Fasal Bima, a story of dashed hopes -Radheshyam Jadhav

-The Hindu Business Line

Farmers, reeling under crop losses, feel the Centre’s crop insurance scheme is merely helping insurance firms make profits. Radheshyam Jadhav reports

After completing his graduation, Ramkisan Nirmal took up a challenge. Unlike other youths who prefer to migrate to nearby cities in search of jobs, Ramkisan dreamed of becoming a farmer and prove that with modern technology and efforts, agriculture could become a profitable venture.

In his drought-prone village of Thergaon in Aurangabad district, Ramkisan was among those farmers who celebrated when the Centre announced the Pradhan Mantri Fasal Bima Yojana (PMFBY) in 2016.

The government promised a simple and affordable crop insurance scheme to ensure comprehensive risk cover for crops against all non-preventable natural risks — from pre-sowing to post-harvest — and to provide adequate claim amount and timely settlement of claims.

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