NEW DELHI: After an initial target of six crore rural and 1.5 crore urban households, the Jan Dhan scheme for the unbanked has touched 33.5 crore accounts of which 25.6 crore are “operative” while the deposits in the accounts add up to a substantial 85,494 crore.
With the government’s focus shifting from “every household” to “every unbanked adult”, the PM Jan Dhan Yojana is offering an enhanced overdraft facility to 65 lakh account holders of which 30 lakh availed the benefits to draw Rs 340 crore, the government has told Parliament.
The statistics show impressive progress in financial inclusion of “unbanked” less well off households as apart from a steady increase in account holders, some 26 crore RuPay cards have also been issued. Regular credit ensures an overdraft facility and eligibility for credit guarantee fund for micro units.
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