NEW DELHI: The government’s ambitious mega health care programme for 10 crore poor families will roll out by October 2 and is to be funded in a 60:40 proportion by the Centre and states, with the premium per family estimated at Rs 1,000-1,200.
Ten crore families or 50 crore beneficiaries, classified as ‘deprived’ in the socio-economic caste census of 2011, will be covered by the scheme. It will be a cashless Aadhaar-linked facility with beneficiaries availing treatment anywhere in the country in empanelled private or public hospitals.
With some experts questioning how the scheme will be funded and the quantum of premium, Niti Aayog has calculated an outgo of Rs 10,000-12,000 crore a year for the Centre and is confident of successful implementation with the help of low premiums it hopes to get from insurance firms.
To substantiate their optimism, government sources pointed out that the Rajasthan government currently offers a cover of Rs 3.75 lakh a year for a premium of Rs 500 per family and the utilisation or claims rate is around 2.5%.
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